Bedrijfshypotheek.nl

Who Bedrijfshypotheek.nl is

Bedrijfshypotheek.nl makes SMB financing understandable, accessible and reliable. Entrepreneurs who want to buy or refinance business premises come to them for an independent route to the right financing. The promise is clear: from idea to funding. Behind the brand sit years of experience in mortgage and financing advice, with personal contact as the starting point.

The challenge

A financing application for business premises normally starts with a lot of manual work: gathering figures, poring over annual accounts, calculating ratios and building a file before an entrepreneur even knows whether the plan is feasible. That takes days and leaves the entrepreneur in the dark. Bedrijfshypotheek.nl wanted to turn that process around: give entrepreneurs clarity straight away, without losing the personal attention that financing inevitably requires.

The solution

We built an AI-driven platform that takes over the entire preliminary process. An entrepreneur submits their details and documents, the AI reads them and automatically produces an extensive financing report. We worked in phases, so value landed on the table quickly:

• Quick feasibility check: a low-threshold first step that immediately indicates whether an application stands a chance, with automatic email follow-up.

• Document upload and AI data extraction: submitted documents are recognised and read automatically, with attention to privacy and data protection.

• Extensive financing report: a complete, professional report including a summary and indicative conclusion, an entrepreneur and company profile, a financial analysis (such as DSCR, solvency and margins), a risk analysis, the financing structure and several financing scenarios.

• Output as PDF and in the web app: the report can be viewed and shared straight away, in the house style of Bedrijfshypotheek.nl.

• Portals: a partner portal and an admin dashboard with which the team manages applications and reports.

The result

Where a first picture of the financing used to take days of manual work, entrepreneurs now receive an extensive financing report within minutes, right after submitting their details. It is the first AI platform for commercial mortgages in the Netherlands. The AI does the heavy analytical lifting, while the team at Bedrijfshypotheek.nl focuses on what really matters: personal advice and the plans behind the numbers. That is how SMB financing becomes understandable, accessible and reliable. The collaboration continues; we are building out the report, the payment integration and the portals.